2026 Ford F-150 XLT · Towing · 3,500 lb

Can a 2026 Ford F-150 XLT tow 3,500 lb?

Yes. Every 2026 XLT is rated for at least 7,400 lb, so even the lowest-rated one has 3,900 lb to spare. The cheapest costs $45,695. It's an XLT , 6.5-ft bed with the 2.7L .

XLT engines at 3,500 lb

EngineMost it tows in an XLTCheapest rated for 3,500 lb
3.5L V6Max 13,500 lbCheapest rated for it$47,915SuperCab, 6.5-ft bed 4x2 · 3.5L V6 · rated 10,900 lb
5.0L V8Max 12,800 lbCheapest rated for it$48,290SuperCab, 6.5-ft bed 4x2 · 5.0L V8 · rated 9,600 lb
3.5L hybridMax 12,300 lbCheapest rated for it$52,310SuperCrew, 5.5-ft bed 4x2 · 3.5L hybrid · XLT (301A) · rated 11,100 lb
2.7L V6Max 8,200 lbCheapest rated for it$45,695SuperCab, 6.5-ft bed 4x2 · 2.7L V6 · rated 7,500 lb

The hitch math

Ford says to plan on a of 10% of the trailer: about 350 lb for 3,500 lb. That weight sits on the truck, not the trailer.

Add 500 lb of people and gear, and the truck carries 850 lb in all. Ford's with the 2.7L V6 is 1,775 lb, so 925 lb is left. A real truck's payload, on the label in its door jamb, is lower, so check that number before you buy.

At 3,500 lb, Ford doesn't require a ; over 5,000 lb it does.

Other weights, other trims

Build your own

Change the cab, the engine, the or the trailer, and the tow check redraws as you go.

The cheapest XLT rated for 3,500 lb

↑ The answer

XLT

$45,695

SuperCab, 6.5-ft bed

Trailer

People & gear

350 LB TONGUETRAILER · 3,500 LB

3,500 of 7,500 lb rating

350 tongue + 500 aboard, of 1,775 lb best case

Trailer · 3.5k lb

Tows it

4,000 lb of to spare.

Choose a trim

Cab
Bed

Packages & options

Engine & drive

Equipment group

Towing

Off-road

Bed & power

Appearance

What your options change

This is a stock XLT. Pick a package and every part it swaps shows up here, and in orange on the truck.

  • No 4x4
  • No Auto 4WD
  • No Locking rear diff
  • No Tow/Haul pkg
  • No Max Tow axle
  • No Pro Power
  • No Hybrid
  • No Off-road pkg
  • No Beadlock-capable
Engine
2.7L V6 · 325 hp
Rear axle
3.55 open
Drive
4x2
Tires
245/70R17
GCWR
12,700 lb
City / hwy
19 / 25 mpg
Pro Power
—
Wheelbase
145.4″

Open this build in the full F-150 guide →

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Latest model years. Starting prices and best published ratings, rather than your selected build.

Lower starting price than the F-150

2026 F-150: $37,290

Before destination and options. Cab and body styles can differ. F-150: XL · Regular Cab, 8-ft bed.

About these comparisons

Each illustration and link uses the build behind its number. Comparisons cover the model years and bodies in our guides. Different rows can use different trims and equipment. Missing values aren’t treated as zero; reported prices and inferred ratings aren’t ranked.

  • Lowest listed trim price in each guide, before destination, options, taxes and fees. Cab and body styles can differ.