2026 Ford F-150 XLT · Towing · 12,000 lb

Can a 2026 Ford F-150 XLT tow 12,000 lb?

Yes, if it's ordered right. Of the 1,212 ways to build an XLT in our data, 156 are rated for 12,000 lb or more. The cheapest costs $52,010 and is rated for 12,700 lb. It's an XLT , 6.5-ft bed with the 5.0L , 301A, the XLT Chrome Appearance , the and the .

XLT engines at 12,000 lb

EngineMost it tows in an XLTCheapest rated for 12,000 lb
3.5L V6Max 13,500 lbCheapest rated for it$53,995SuperCrew, 5.5-ft bed 4x2 · 3.5L V6 · XLT (301A), XLT Chrome Appearance, Tow/Haul, Max Tow axle · rated 13,300 lb
5.0L V8Max 12,800 lbCheapest rated for it$52,010SuperCab, 6.5-ft bed 4x2 · 5.0L V8 · XLT (301A), XLT Chrome Appearance, Tow/Haul, Max Tow axle · rated 12,700 lb
3.5L hybridMax 12,300 lbCheapest rated for it$54,635SuperCrew, 5.5-ft bed 4x2 · 3.5L hybrid · XLT (301A), XLT Black Appearance, Tow/Haul, Max Tow axle · rated 12,300 lb
2.7L V6Max 8,200 lbNot rated for 12,000 lb

The hitch math

Ford says to plan on a of 10% of the trailer: about 1,200 lb for 12,000 lb. That weight sits on the truck, not the trailer.

Add 500 lb of people and gear, and the truck carries 1,700 lb in all. Ford's with the 5.0L V8 is 2,235 lb, so 535 lb is left. A real truck's payload, on the label in its door jamb, is lower, so check that number before you buy.

Over 5,000 lb, Ford says to use a .

Other weights, other trims

Build your own

Change the cab, the engine, the or the trailer, and the tow check redraws as you go.

The cheapest XLT rated for 12,000 lb

↑ The answer

XLT

$52,010

SuperCab, 6.5-ft bed · Tow/Haul · XLT · XLT Chrome Appearance · 5.0L V8 · Max Tow axle

Trailer

People & gear

1,200 LB TONGUETRAILER · 12,000 LB

12,000 of 12,700 lb rating

1,200 tongue + 500 aboard, of 2,235 lb best case

Trailer · 12k lb

Tows it

700 lb of to spare; over 5,000 lb, Ford says to use a .

Choose a trim

Cab
Bed

Packages & options

Engine & drive

Equipment group

Towing

Off-road

Bed & power

Appearance

Vs. a stock XLT

  • Engine5.0L V8
    2.7L V6→5.0L V8
  • Rear axleMax Tow axle
    3.55 open→3.73 e-locking
  • WheelsXLT Chrome Appearance package
    17" silver painted→20" chrome-like PVD
  • TiresXLT Chrome Appearance package
    31″ A/S→33″ A/S
  • Front bumperXLT Chrome Appearance package
    Body-color front→Chrome front
  • Rear bumperXLT Chrome Appearance package
    Body-color rear→Chrome rear
  • Side stepsXLT Chrome Appearance package
    Chrome step bars
Max towing
7,500 lb → 12,700 lb+5,200 lb
Payload, best case
1,775 lb → 2,235 lb+460 lb
Torque
400 lb-ft → 410 lb-ft+10 lb-ft
Highway mpg
25 mpg → 24 mpg−1 mpg

Gains rear locker, Tow/Haul package, Max Tow axle

Adds Tow/Haul package equipment, Integrated trailer brake controller, Power driver's seat

  • No 4x4
  • No Auto 4WD
  • Has Locking rear diff
  • Has Tow/Haul pkg
  • Has Max Tow axle
  • No Pro Power
  • No Hybrid
  • No Off-road pkg
  • No Beadlock-capable
Engine
5.0L V8 · 400 hp
Rear axle
3.73 e-locking
Drive
4x2
Tires
275/60R20
GCWR
17,900 lb
City / hwy
16 / 24 mpg
Pro Power
—
Wheelbase
145.4″

Open this build in the full F-150 guide →

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Lower starting price than the F-150

2026 F-150: $37,290

Before destination and options. Cab and body styles can differ. F-150: XL · Regular Cab, 8-ft bed.

About these comparisons

Each illustration and link uses the build behind its number. Comparisons cover the model years and bodies in our guides. Different rows can use different trims and equipment. Missing values aren’t treated as zero; reported prices and inferred ratings aren’t ranked.

  • Lowest listed trim price in each guide, before destination, options, taxes and fees. Cab and body styles can differ.